Welcome to SeaCredit, the fastest and

easiest way to get a loan.

Get started today and see how easy it is to get the money you need, when you need it most.

We believe everyone deserves access to credit when they need it most. Our loans are built to rebuild your credit score over time. Whether you need cash to cover an emergency expense, fund a home improvement project, or take the vacation you've been dreaming of, SeaCredit is here to help.

Borrowing has never been...
Fully compliant with legal authorities such as SEC, NPC, and AMLA.
Fastest approval like no other.
Access SeaCredit anytime anywhere.

Our mission is to offer fast and affordable loans, assisting you in handling unexpected expenses or funding your goals. We are committed to providing convenience and quick access to cash, helping you achieve all your financial objectives

Experience financial ease: Fast, secure, and easy.
SeaCredit, your ally for a secure and stable financial future.

Sea Credit is your trusted financial companion, providing protected solutions to build a stable financial future, supporting your aspirations and ensuring a reliable path toward financial success.

All you need for a successful loan application is a single valid ID. Simply download the SeaCredit App and complete the registration process.

"We accept the following valid government-issued IDs:

- UMID
- Driver's License
- Passport
- Postal ID
- PRC

Initial loan amounts range from Php 2,000.00 to Php 5,000.00, increasing up to Php 50,000.00 with consistent on-time payments.

Regularly avail SeaCredit loans and maintain a good credit record for higher loan amounts and improved terms.

Loan decisions are based on various factors, including application information and identity verification. Maintain good standing by paying on time for future limit increases.

Choose from various channels: M Lhuillier, RD Pawnshop, Palawan Pawnshop, Bank, GCash, Coins PH, and ECPay.

Choose from various channels: M Lhuillier, RD Pawnshop, Palawan Pawnshop, Bank, GCash, Coins PH, and ECPay.

For Padala/Remittance Centers channel:
An SMS with the Contract number/Reference number will be sent to you once your loan is ready and available for pickup. Just present a valid with signature upon claiming your loan.
Please also note that the service charge will be deducted from your loan.
For Bank/e-Wallets Channel:
You loan will be automatically transferred to your account once it is ready.
You can view all the information about your loan in Onehand App.

"If ‘Payment Failed’ shows in your loan status, it means there are errors occurred in dispatching your loan to your preferred disbursement channel. If this occurs, kindly reach us through our Customer Service in SeaCredit app, through our Facebook Page, and by sending us an email at info@seacredit.ph for withdrawal account verification, correction, or change of withdrawal channel. Reminder: A series of questions will be asked to ensure the authenticity of the user as the legal owner of the account."

"Once your SeaCredit loan has been successfully disbursed, we are no longer able to change your withdrawal channel. If you want to change your withdrawal channel for your future application, kindly contact us through Customer Service in SeaCredit app, or send an email at info@seacredit.ph"

Repay at 7-Eleven, M Lhuillier, RD Pawnshop, GCash, Paymaya, ECPay, TrueMoney, or ShopeePay.

Yes, we accept installment or full payments. Early payments may qualify you for better and higher loan terms.

Daily penalties apply, so we kindly to suggest settling payments promptly to avoid additional charges.

Contact customer support with a clear picture of your official receipt for verification.

Excess amounts are automatically deducted from your next loan.

Allow 24 hours for payment processing. If not reflected, kindly contact us with your payment details at info@seacredit.ph

SeaCredit strictly adheres to data privacy laws, ensuring the protection of your privacy rights.